What are the advantages and disadvantages of credit cards?

In today's post, we will talk about what are the advantages and disadvantages of credit card, before that we have told you what is credit card and debit card and what is the difference between these two and we have also told you that credit card How to make In today's post we will discuss about Credit Card Ke Fayde Aur Nuksan.

If you want to get a credit card, then it is very important for you to know about the advantages and disadvantages of credit cards before getting them, because many people do not know about the advantages and disadvantages of credit cards? There are many advantages of credit cards, as well as there are disadvantages of credit cards, which we will discuss in detail.

What are the advantages and disadvantages of credit cards?

Credit card is a plastic card issued by the bank which looks like a debit card in appearance. Credit card has many advantages for us, through credit card we can do online shopping for electricity bill and money transfer. With the card you can send money to any country.

The credit card company provides some money to its customers as credit which we can use to do online shopping, but we have to deposit that money in the bank with a stipulated time. From time to time, it also provides various offers, due to which the users benefit a lot.

Let us know what are the advantages and disadvantages of credit cards, first of all we will know what are the advantages of credit cards.

Also read: Top Universities In Denmark For International Students 2022

What are the benefits of credit card

1 With credit card we can do online shopping anywhere and anytime.

2 We will never feel short of money because of credit cards.

3 Due to credit card, you will not need to carry cash money for shopping anywhere, you can pay with your credit card only.

4 There are many such offline and online shopping stores when shopping with a credit card, on which great discounts are also available on shopping.

5 Even if you do not have money in your bank account, you can shop online up to the credit card limit.

6 Online shopping with debit card is considered as waste as compared to ATM card because our money is directly deducted from our bank account when shopping with ATM card, if something goes wrong while paying with ATM card, then we have to get that money back. It takes a lot of hard work to get it, you have to go to the bank, but there is no risk in shopping online with a credit card, because when shopping with a credit card, that money is not deposited in his bank account immediately, credit The card company pays it in a month, if something goes wrong with us while shopping online, then we can get the transaction refunded by telling the credit card company.

7 When shopping with a credit card, we also get the option of EMI, through which we can pay the product money in installments.

8 To do online shopping on many websites, we only get the option of credit card, if we have a credit card, then we can do online shopping because saying a debit card does not work in it means there is no option to pay with debit card. lives.

9 We can organize our monthly shopping through credit card. With credit cards, we keep getting coupon codes and cashback offers, due to which we benefit a lot.

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